Decision Finance offers insurance quotes on over 300 types of shop, retail outlet, public house and restaurant. No matter what you sell, there is a possibility of an accident happening on your premises and having the appropriate insurance cover offers peace of mind if the worst happens.
Your business is vulnerable to claims from both employees and customers, so in addition to making your business premises as safe as possible, the following types of insurance cover offer protection from compensation claims and for damage to your own property.
Employers Liability Insurance
Required by law if you have employees, this type of insurance protects you from claims from staff who have been injured or made ill at work through the fault of your business.
Public Liability Insurance
The nature of your business means that customers will be visiting your premises to shop, and if they happen to have an accident and injure themselves whilst there, you might end up facing a claim if it was your fault.
A customer might, for example, trip on a carelessly discarded box or item that has fallen from an overstocked shelf. If they hurt their back, or put their hand through a glass display resulting in a serious injury, they are likely to try to claim compensation.
Public Liability Insurance covers such claims and usually any legal expenses involved.
Stock Protection
If you hold stock on the premises insurers will generally allow you to choose how much stock to cover and it will be protected against fire, flood and theft etc.
Contents & fittings Insurance
You can cover valuable contents and fittings separately from the building.
Cash Cover
If you store cash on site, this can also be insured against theft. You can even add on theft by an employee.
Why quote and buy with Decision Finance?
- Fast, simple quotation process
- Buy instantly online from trusted insurance partners
- Full customer support from our contact centre professionals
- Full documentation provided online in seconds
- Tailor your policy to your requirements before purchase
- Manage your account online
- Store your quotes for future reference
- Easy renewal process
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